PDF《Business accounts》

s original constitution and bylaws n Charitable registration number if registered as not-for-profit

4 RBC Royal Bank Standard fees and charges RBC offers many products and services to help manage your RBC Royal Bank business deposit account. The following are some of the products and services offered at RBC Royal Bank and the applicable standard fees and charges. In some cases, depending on the business deposit account you have, some of these services may be included in your account package. Automated Teller Machine (ATM)/Card Services Banking machine access Interac? $1.50 per withdrawal PLUS? System (within North America) $3.00 per withdrawal PLUS System (outside North America) $5.00 per withdrawal Cross-border debits Cross-border point-of-sale purchase when using a business client card outside Canada (in addition to debit transaction fee) $1.00 each The cross-border debit fee is charged after a foreign currency purchase has been converted to Canadian dollars at an exchange rate 2.5% over the Interbank Spot Rate (as defined by Acxsys Corporation) in effect at the time of processing. Exchange rates fluctuate, and as such, the rate applied will usually differ from the posted exchange rate at the time of the purchase. Deposits Currency deposited Night and Day Deposit1 $2.25 per $1,000 ATM deposit $2.25 per $1,000 In-branch deposit $2.50 per $1,000 Currency supplied Cash $1.00 per $1,000 Coin rolled and counted $0.16 per roll Business accounts and services

5 Cheque-Pro? Cheque-Pro $35.00 per scanner, per month Cheque-Pro Plus $75.00 per scanner, per month Scanners must be purchased separately. Depository services Night and Day Deposit bags $15.00 per

50 bags $30.00 per

100 bags $60.00 per

200 bags $135.00per

500 bags Deposits/credits Electronic $0.75 each Paper $1.25 each Items deposited Cdn or U.S. dollars $0.22 each Items deposited, returned unpaid Returned for any reason $7.00 per item Trusteed Deposit Service Monthly maintenance fee C which includes

200 accounts $75.00 minimum Monthly maintenance fee for each additional account over the initial

200 accounts $1.50 per account Optional fees C reports $40.00 per report, per month U.S. float fee A U.S. float fee is charged when same-day value is given for U.S. cheques deposited into an account and given credit, but settlement is not received from the bank on which the cheques are drawn until several days later. The U.S. float fee may be charged at a variable fee when the average monthly credit balance in the account is less than the average monthly U.S. float-balance requirement. If the account balance is equal to or greater than the average monthly float- balance requirement, the U.S. float fee may be charged. Ask your RBC account manager for details about the application of this fee and how it may apply to your business deposit accounts.

6 RBC Royal Bank Payments Bill payments (including acceptance of payment of accounts) Self-serve through RBC Online Banking for business No charge Assisted request via any RBC Royal Bank branch No charge Non-RBC Royal Bank client payments $3.00 each Cheque certification (for business deposit accounts only) Presented by issuer $20.00 each Presented by non-issuer (RBC Royal Bank client) $30.00 each P........