PDF《Insured by》

36 independent, community-based and locally operated Blue Cross and Blue Shield companies. Blue Cross Blue Shield Global is a brand owned by Blue Cross and Blue Shield Association. For more information about Bupa Global, visit www. bupaglobalaccess.com and for more information about Blue Cross and Blue Shield Association, visit www.BCBS.com **For Major Medical Health Plan out-patient treatment is only covered in connection with an in-patient course of treatment C pre- and post-hospitalisation *Not applicable to Major Medical Health Plan BENEFIT AND EXPLANATION OVERALL ANNUAL MAXIMUM UNLIMITED OUT-PATIENT DAY TO DAY CARE UNLIMITED Out-patient surgical operations Paid in full Pathology, radiology and diagnostic tests Specialist consultations and doctors'

fees Qualified nurses Mental health Physiotherapists, osteopaths and chiropractors Occupational therapist and orthoptist Footcare Complementary therapies: Acupuncture and reflexology Complementary medicines: Homeopathy, naturopathy and Chinese medicine Prescribed medicines and dressings Durable medical equipment Dietetic guidance PREVENTIVE TREATMENT Health screening (waiting period

6 months) Up to USD 7,500 or RMB 47,250 each insurance period Vaccinations Paid in full Eye test Preventive dental (waiting period

6 months) Genetic cancer screening BENEFIT AND EXPLANATION DENTAL TREATMENT/HEARING AIDS/OPTICAL Dental treatment Up to USD 15,000 or RMB 94,500 each insurance period Accident related dental treatment Routine dental (waiting period

6 months) Major restorative (waiting period

6 months) Orthodontics (waiting period

12 months) Hearing aids/Optical Hearing aids Spectacle frames and lenses and contact lenses Refractive eye surgery (1 per eye for the entire insurance period, including the renewal period) IN-PATIENT CARE Hospital accommodation, room and board Paid in full. Room type: suite Parent accommodation in hospital Paid in full Room and board for

3 accompanying family members when your hospital stay is for more than

5 nights Up to USD 15,000 or RMB 94,500 each insurance period Operating room, medicines and surgical dressings Paid in full Intensive care Surgery, including surgeons'

and anaesthetists'

fees Physicians'

fees Pathology, radiology and diagnostic tests Mental health Physiotherapists, occupational therapists, speech therapists and dieticians Obesity surgery (waiting period of

24 months) Prophylactic surgery Prosthetic devices Prosthetic implants and appliances Reconstructive surgery Accident-related dental treatment SUMMARY OF BENEFITS BENEFIT AND EXPLANATION PRE- AND POST-HOSPITALISATION Home nursing Paid in full up to

60 days each insurance period Hospice and palliative care Paid in full Rehabilitation (multidisciplinary rehabilitation) Paid in full up to

90 days each insurance period Rehabilitation at health resorts Paid in full up to

30 days each insurance period IN-PATIENT AND/OR OUT-PATIENT CARE Advanced imaging Paid in full Cancer treatment Transplant services Kidney dialysis MATERNITY/CHILDBIRTH (AFTER

12 MONTHS) Normal delivery/Birthing centre/Home delivery Paid in full Medically essential Caesarean section Pre- and post-natal treatment Paid in full Covered under Out-patient day-to-day care benefits Complications of maternity and childbirth Paid in full TRANSPORTATION/TRAVEL Medical evacuation Paid in full Medical repatriation Travel cost for an accompanying person Travel cost for the transfer of children Compassionate transport costs and compassionate visit living allowance Compassionate emergency repatriation Living allowance