PDF《| 退休 Retire |》

11 Annuity Options

3 尽享人生之选 Enjoyment of Life 定额终身年金 Lifetime fixed-income annuity 受保人可终身收取定额年金 , 直至百年归老 . The Insured receives a lifetime fixed-income annuity. 希望年金额 具保证 Guaranteed total annuity income 定额终身年金 C 现金价值回奉保证 Lifetime fixed-income annuity C guaranteed refund of Cash Value 受保人可终身收取定额年金 , 直至百年归老 . 若受保人於 身故时已收取的年金收入额少於用作行使年金权益的 现金价值 , 计划会继续派发年金予指定受益人 , 直至余额 付清 . The Insured receives a lifetime fixed-income annuity. If, when the Insured passes away, the total annuity income already received is less than the Cash Value applied for exercising the annuity option, the beneficiary will continue to receive the fixed-income annuity until the balance has been fully paid. 定额终身年金 C 125%现金价值回奉保证 Lifetime fixed-income annuity C guaranteed refund of 125% Cash Value 受保人可终身收取定额年金 , 直至百年归老 . 若受保人於 身故时已收取的年金收入额少於用作行使年金权益的 现金价值的125%, 计划会继续派发年金予指定受益人,直 至余额付清 . The Insured receives a lifetime fixed-income annuity. If, when the Insured passes away, the total annuity income already received is less than 125% of the Cash Value applied for exercising the annuity option, the beneficiary will continue to receive the fixed-income annuity until the balance has been fully paid. 增长之选 希望年金收入 不断递增 Increasing annuity income 递增终身年金 Lifetime increasing-income annuity 受保人所享有的终身年金 , 金额会每两年递增5%,直至百 年归老 . The Insured receives a lifetime income annuity that will increase by 5% every two years until he/she passes away. 递增终身年金 C 现金价值回奉保证 Lifetime increasing-income annuity C guaranteed refund of Cash Value 受保人所享有的终身年金 , 金额会每两年递增5%,直至百 年归老 . 若受保人於身故时已收取的年金收入额少於用 作行使年金权益的现金价值 , 计划会继续派发年金予指定 受益人 , 直至余额付清 . The Insured receives a lifetime income annuity that will increase by 5% every two years until he/she passes away. If, when the Insured passes away, the total annuity income already received is less than the Cash Value applied for exercising the annuity option, the beneficiary will continue to receive the increasing-income annuity until the balance has been fully paid. 选择 Option

1 选择 Option

2 选择 Option

3 选择 Option

4 选择 Option

5 6 希望年金具派发 年期保证 Guaranteed annuity income period 定额终身年金 C 10/15/20年保证期 Lifetime fixed-income annuity with 10/15/20 years guaranteed payment 受保人可终身收取定额年金 , 直至百年归老 . 若受保人於 保证期内身故 , 计划会继续派发年金予指定受益人 ,直至 保证期终结为止 . The Insured receives a lifetime fixed-income annuity. If the Insured passes away during the guaranteed period, the beneficiary will continue to receive the fixed-income annuity until the end of the guaranteed period. 承诺照顾伴侣一生 Lifelong promise to your spouse 定额终身年金 C 联合年金领取人5 Lifetime fixed-income annuity C joint annuitant5 受保人可与配偶共享100%年金 , 於其中一人身故后 ,另一 人亦可无限期继续收取2/3年金金额 , 直至百年归老. The Insured has the option of sharing a 100% fixed-income annuity with his/her spouse. In the event of the death of either annuitant, the other will continue to receive 2/3 of the annuity for the rest of his/her life. 定额终身年金 C 联合年金领取人5 及 现金价值回奉保证 Lifetime fixed-income annuity C joint annuitant5 and guaranteed refund of Cash Value 受保人可与配偶共享100%年金 . 若其中一人身故时 ,而已 收取的年金收入额已达到用作行使年金权益的现金价 值,其配偶仍可继续收取2/3年金 , 直至百年归老 . 若二人 於身故时收取的年金收入额少於用作行使年金权益的 现金价值 , 计划会继续派发年金予指定受益人 , 直至余额 付清 . The Insured has the option of sharing a 100% fixed-income annuity with his/her spouse. If, when either annuitant passes away, the total annuity income already received has reached the Cash Value applied for exercising the annuity option, his/her spouse will continue to receive 2/3 of the annuity for the rest of his/her life. If, when both the Insured and his/her spouse pass away, the total annuity income already received is less than the Cash Value applied for exercising the annuity option, the beneficiary will continue to receive the fixed-income annuity until the balance has been fully paid. 於年金期内同时享 有财富及健康保障 Enjoy wealth and health protection during the annuity period 定额终身年金 C 危疾双倍年金及 现金价值回奉保证 Lifetime fixed-income annuity C Critical illness double annuity and ........