PDF《i. PIN》

2 years and will be forfeited without notice on the last day of the following calendar year. For example, bonus point earned during

1 January,

2018 to

31 December,

2018 will be expired on

31 December, 2019. Bonus point earned during

1 January,

2019 to

31 December,

2019 will be expired on

31 December, 2020. 5. Terms and Conditions of Instant Travel Cub i. Instant Travel Club membership will also be applicable to Cardmembers who have enrolled for the Premium Free Annual Insurance Plan . ii. For Cardmembers with more than one Card eligible for Instant Travel Club, successful registration with one Card will be automatically applied to all other eligible Cards under the same principal Cardmember. Instant Travel Club membership will be effective until a Cardmember cancels the registration or all eligible Cards under the same Cardmember are cancelled or terminated (whichever is earlier). iii. Each Cardmember can receive a maximum of 150,000 extra bonus points (excluding the basic bonus points) on eligible transactions per eligible Card per calendar year. iv. Cardmembers can only apply for installment plan for local travel transactions and overseas retail transactions conducted in foreign currencies after the monthly statement is generated for the transactions. There will be no cap on the total amount applicable for installment plan. v. Any advanced bonus points must be fully repaid on or before

30 April in the next year after redemption or upon cancellation of Bonus Points Reward Account. 6. General Terms and Conditions, Terms &

Conditions of Bonus Points Reward Program , Terms &

Conditions for all Vouchers and Terms and Conditions of Asia Miles Redemption Program General Terms and Conditions, Terms &

Conditions of Bonus Points Reward Program , Terms &

Conditions for all Vouchers, Terms and Conditions of Asia Miles Redemption Program will be consolidated into a new Terms &

Conditions of Bonus Points Reward Programme. i. Cap On Designated Transactions To Earn Bonus Points The cap on the total amount of designated transactions that are eligible for earning Bonus Points will be changed to

12 times of the permanent combined credit limit of the principal Cardmember. The basis of the calculation of such amount will be changed to each calendar year. ii. Bonus Points Expiry Bonus points earned are valid for up to

2 years and will be forfeited without notice on the last day of the following calendar year. For example, bonus point earned during

1 January,

2018 to

31 December,

2018 will be expired on

31 December, 2019. Bonus point earned during

1 January,

2019 to

31 December,

2019 will be expired on

31 December, 2020. iii. Revisions are made to enhance clarity of the meaning for terms and conditions. 7. Terms and Conditions of Dual Currency Cash Rebate Scheme Cap On Designated Transactions To Earn Bonus Points The cap on the total amount of designated transactions that are eligible for earning Bonus Points will be changed to

12 times of the permanent combined credit limit of the principal Cardmember.The basis of the calculation of such amount will be changed to each calendar year. BOX 60126, TSAT TSZ MUI POST OFFICE, HONG KONG www.asia.ccb.com 38.48%* (monthly rate at 2.75%) and 42.58%* (monthly rate at 3%) it may be applied to your account if you fail to settle the minimum payment by

44 days or

54 days respectively in full from the date of the statement date. 40.49%* (monthly rate at 2.75%) and 44.76%*(monthly rate at 3%) it may be applied to your account if you fail to settle the minimum payment by