PDF《（「推广期」）。》

s email address according to the Bank'

s record at the time of emailing. ii. Each WOW Prize winner who receives the redemption letter is required to redeem the prize according to the instructions stated in the redemption letter, otherwise the prize will be deemed to be forfeited. iii. The redemption letter is not replaceable in the event of any loss or damage, including without limitation to any loss in transit after being emailed out by the Bank. 7. All Monthly Prizes will not be transferable or exchangeable for cash or kind and must be claimed in Hong Kong. 8. Use of the WOW Prize may be subject to the suppliers'

terms and conditions applicable thereto. The Bank is not responsible for and shall have no liability in respect of the quality of goods and services provided by the suppliers of the Prize in this program. 9. Citibank reserves the right to replace any winner(s) subsequently found to be disqualified. 10. Each customer agrees that he/she shall enter this Program at his/her own risk and shall be responsible for all risks of participating in this Program. The Bank shall not be liable for any damages, losses, clai........