PDF《退休金 Pension - 强积金 MPF》

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aia.com.hk 退休金 Pension - 强积金 MPF 友邦强积金优选计划 AIA MPF - Prime Value Choice Fund Performance Review 基金表现概览 2018年月8August

2018 重要通知 | Important Notes 友邦强积金优选计划 | AIA MPF - PRIME VALUE CHOICE ? ? 友邦强积金优选计划(「计划」)之强积金保守基金、稳定资本组合、安联稳定资本基金及富达稳定资本基金在任何情况? 下均不保证付还本金.The MPF Conservative Fund, the Capital Stable Portfolio, the Allianz Capital Stable Fund and the? FidelityCapitalStableFundintheAIAMPF-PrimeValueChoice(the Scheme ),donotguaranteetherepaymentofcapital? under all circumstances. 计划之保证组合纯粹投资於一项由友邦保险有限公司(「承保人」)以保险单形式发行的核准汇集投资基金,而有关保证? 亦由承保人提供.因此,你的投资将需承受承保人的信贷风险.有关信贷风险、保证特点及条件的详情,请参阅计划之主? 要说明书之第A3节、附表十七及附录二.The Guaranteed Portfolio in the Scheme invests solely in an approved pooled investment fund in the form of an insurance policy issued by the AIA Company Limited (the Insurer ). The guarantee is also given by the Insurer. Your investments in the Guaranteed Portfolio, if any, are therefore subject to the credit risks of the Insurer. Please refer to Section A3, Schedule

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2 of the Principal Brochure? of the Scheme for the details of the credit risk, guarantee features and guarantee conditions. 计划之保证组合是资本保证基金.你的投资将需承受保证人(友邦保险有限公司)的信贷风险.成员必须於计划年度终结日? 持有此项投资,有关保证才会生效.有关信贷风险、保证特点及条件的详情,请参阅计划之主要说明书之第A3节、附表十? 七及附录二.The Guaranteed Portfolio in the Scheme is a capital guaranteed fund. Your investments are therefore subject to the credit risks of the guarantor, AIA Company Limited. The guarantee only applies when Members hold their investment until the end of a Scheme Year. Please refer to Section A3, Schedule

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2 of the? Principal Brochure of the Scheme for the details of the credit risk, guarantee features and guarantee conditions. 在作出投资决定前,你必须衡量个人可承受风险的程度及你的财政状况.在选择基金或预设投资策略(「预设投资」)时,? 如你就某一项基金或预设投资是否适合你(包括是否符合你的投资目标)有任何疑问,应徵询独立财务及/或专业人士? 的意见,并因应你的个人状况而选择最适合你的投资选择.You should consider your own risk tolerance level and? financial circumstances before making any investment choices. When, in your selection of funds or the MPF? Default Investment Strategy (the DIS ), you are in doubt as to whether a certain fund or the DIS is suitable for you? (including whether it is consistent with your investment objectives), you should seek independent financial and/or professional advice and choose the investment choice most suitable for you taking into account your circumstances. 在投资於预设投资前,你必须衡量个人可承受风险的程度及你的财政状况.请注意,核心累积基金及65岁后基金可能并? 不适合你,而核心累积基金及65岁后基金与你的风险概况可能出现风险错配(导致投资组合的风险可能高於你倾向承受? 的风险水平).如就预设投资是否适合你有任何疑问,应徵询独立财务及/或专业人士的意见,并因应你的个人状况而选? 择最适合你的投资选择.You should consider your own risk tolerance level and financial circumstances before? investing in the DIS. You should note that the Core Accumulation Fund and the Age