PDF《汇丰银行（中国）有限公司》

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8 第1页,共8页Home Mortgage Loan Application Form 住房按揭贷款申请表 Kind Reminder 友情提示 All applicants must be over

18 years of age. Documents supplied (including this application form) are not returnable. 所有申请人年龄必须达十八岁以上.一切递交的申请文件及本申请表 将概不退还. If the applicant applies for a loan to be denominated in foreign currency, the applicant is suggested to take fluctuation of foreign currency exchange into consideration;

however, the final foreign currency loan amount will be subject to the Bank'

s approval and the need to comply with applicable regulatory restriction(s), which will be specifically provided in the mortgage loan contract. If the RMB amount converted from the finally advanced foreign currency loan amount based on the then prevailing exchange rate is less than the applicant'

s originally estimated/expected RMB amount, the applicant will need to self-fund the shortfall amount in order to pay the property purchase price in full. 对于外币贷款,尽管最终外币贷款金额将取决于银行的审批和合规需要等因素并将在抵押贷款合同中进行明确约定,但提请申请人在申请外币贷款金额时考虑汇率变动因素.如果实际外币贷 款金额在放款后根据当时的汇率结汇所得人民币金额少于申请人原先预期的人民币金额, 申请人将需要自行筹集其中差额部分资金从而全额支付购房款. If at any time your mortgage is in a currency that is different from the currency in which you are paid or from which you repay your mortgage, then there is a risk that changes in the exchange rate will affect the amount you owe and the amount of your interest and principal payments. If this applies to you, you should regularly check the exchange rate to ensure that you are still comfortable with the amount you owe and with the amount of interest and principal you pay. If you are not comfortable then you may want to consider reducing the amount of your mortgage or repaying it early. You should consider speaking with an independent financial adviser before making changes to your mortgage arrangements. 若在任何时间您在我行的个人住房贷款的币种与您的收入或还款来源的币种不同,则存在着将影响您所欠款项金额和应还贷款本息的汇率变化风险.若上述情形适用于您,则您应该定期 检查相关汇率来确认您依然满意当前的还本付息情况.若您对此不满意,则您可以考虑减少您的贷款金额或办理提前还款.在您决定改变您当前的住房贷款安排之前,您应该考虑去咨询 独立财务顾问的意见. Our operational process in respect of home mortgage loan may be different from general market practice in certain aspects. Please be kindly reminded that such difference may include but not limited to: 1) The mortgage loan contract will be signed after the loan application is approved. 2) Your mortgage loan is subject to re-approval under certain circumstances, which circumstances include but are not limited to the following: (i) An availability period will be specified in the mortgage loan contract. If for whatever reason the mortgage loan fails to be advanced in the availability period, the Bank has the right to, and may, cancel the loan. If you request the Bank to advance the loan after the expiry of the availability period, you must re-submit the application for our further review and approval. (The availability period of the loan will be determined by the Bank at the time of granting the approval and will be specified in the mortgage loan contract.) (ii) If you request for amendment to the terms and conditions of the loan (including but not limited to the loan tenor and the repayment method) after your loan application is approved, the loan will be subject to our further review and approval and the bank makes no warranty that the loan will be approved. 3) The approach for lending rate adjustment may differ among banks. Please contact our sales staff for details of the approaches adopted by us. 4) Bank lending rate will fluctuate from time to time depending on the market conditions. If you are applying for a loan with floating interest rate (whether the loan is denominated in RMB or foreign currency), the interest rate provided to you during the course of selling is indicative and only for reference. The actual interest rate applicable to the loan will be the rate set out in the mortgage loan contract signed by the Bank with you. 我行对于个人抵押贷款的操作流程在某些环节可能与市场一般操作存在差异,该等差异包括但可能不限于以下所列各项,特此友情提示: 1) 抵押贷款合同将在贷款申请被成功批复后签署. 2) 有些情况下您的抵押贷款需要重新批复,包括但不限于以下情况: (i) 抵押贷款合同中将设贷款可提用期限,若抵押贷款无论由于何种原因未能在贷款可提用期限内得以发放,我行有权并可能取消贷款,如果您要求我行在贷款可提用期限 届满后发放贷款,则须重新申请,并由我行重新审批. (贷款可提用期限由我行在贷款审批时确定,并将约定在抵押贷款合同中) (ii) 如果您在贷款申请被批复后提出修改贷款条件(包括且不限于贷款期限、还款方式等) ,我行将对贷款进行重新审批,而且并不保证审批通过. 3) 各大银行对于贷款利率的调整方式存在不同之处,具体情况请洽我行销售人员. 4) 由于银行贷款利率将不时随市场浮动,若您申请浮动利率贷款(无论是人民币贷款还是外币贷款) ,在销售过程中向您提供的利率仅是参考性的,最终适用的利率将以我行与您 签署的抵押贷款合同中所载之利率为准. If the applicant is not a Mainland China Resident, please be kindly reminded that all mortgage loan documentation and forms (including this application form) will be governed by PRC law (for the purpose of this form, excluding the laws of Hong Kong SAR, Macau SAR and Taiwan) and protections to mortgage loan applicants/borrowers under the laws and regulations of your own country/region will not apply. 若申请人为非中国大陆居民,则我行特此提醒申请人,所有与抵押贷款相关的文件和表格(包括本申请书)均将适用中国法(为本申请表之目的,不包括香港特别行政区、澳门特别行政 区及台湾地区法律) ,申请人本国/地区的法律、法规所给予抵押贷款申请人/借款人的保护将不会适用. To 致: HSBC Bank (China) Company Limited Date 日期 Day 日/Month 月/Year 年 汇丰银行(中国)有限公司 For Bank Use Only 银行专用 Application ID Note 注意: *Mandatory column, please do not leave it blank *为必填信息,请务必填写 RBWM-HML-001_b (20181204) ?Signature(s) of Applicant(s) (All applicants must sign here) 申请人签署 (所有申请人均须签署) E2.199165 RESTRICTED - Page