PDF《CHINA MINSHENG BANKING CORP., LTD.》

This interim report is printed on environmental paper.

Add.: No. 2, Fuxingmennei Avenue, Xicheng District, Beijing, China Tel. : (+86-10)

58560666 Fax. : (+86-10)

58560690 Zip Code:

100031 Website: www.cmbc.com.cn CHINA MINSHENG BANKING CORP., LTD. INTERIM REPORT

2012 (a joint stock limited company incorporated in the People'

s Republic of China with limited liability) STOCK CODE

2012 INTERIM REPORT The Board, the Supervisory Board, and the Directors, Supervisors and Senior Management of the Company warrant that there are no misstatements, misleading representations or material omissions in this report, and shall assume joint and several liability for the truthfulness, accuracy and completeness of its contents. This interim report was approved on

23 August

2012 at the 4th meeting of the 6th session of the Board of Directors of the Company. Of the

18 Directors who were entitled to attend the meeting,

18 attended the meeting, among whom

15 attended the meeting in person and

3 Directors attended by teleconference. For the purpose of this interim report, China Minsheng Banking Corp., Ltd. shall be referred to as the Company , the Bank , China Minsheng Bank or Minsheng Bank whereas China Minsheng Banking Corp., Ltd. and its subsidiaries together shall be referred to as the Group . The ?nancial data and indicators contained in this interim report are prepared in accordance with the International Financial Reporting Standards. Unless otherwise speci?ed, all amounts are the consolidated data of the Group and stated in Renminbi. The ?nancial reports in this interim report were not audited. Board of Directors China Minsheng Banking Corp., Ltd. Mr. Dong Wenbiao (Chairman), Mr. Hong Qi (President), Mr. Zhao Pinzhang (Senior Management responsible for ?nance and accounting) and Ms. Bai Dan (Head of the Finance and Accounting Department) warrant the truthfulness and completeness of the ?nancial reports included in the interim report. Important Notice Contents Bank Pro?le

2 Financial Summary

4 Management Discussion and Analysis

7 Changes in Share Capital and Information on Shareholders

49 Directors, Supervisors, Senior Management and Employees

59 Corporate Governance

64 Report of the Board of Directors

73 Major Events

79 Financial Reports

82 De?nitions

155 Interim Report

2012 1

2 China Minsheng Banking Corp., Ltd. Bank Profile 1. Registered Chinese Name: 中国民生银行股份有限公司 (Abbreviation: 「中国民生银行」) Registered English Name: CHINA MINSHENG BANKING CORP., LTD. (Abbreviation: CMBC ) 2. Legal Representative: Dong Wenbiao 3. Authorized Representative: Qin Rongsheng Soon Yuk Tai 4. Board Secretary: Wan Qingyuan Joint Company Secretaries: Wan Qingyuan Soon Yuk Tai Representative of Securities Affairs: He Qun, Wang Honggang 5. Mailing Address: Building VIII, Beijing Friendship Hotel, No.

1 Zhongguancun Nandajie, Beijing, China Postal Code:

100873 Telephone: 86-10-68946790 Facsimile: 86-10-68466796 Email: [email protected] 6. Registered Address: No.

2 Fuxingmennei Avenue, Xicheng District, Beijing, China Postal Code:

100031 Website: www.cmbc.com.cn Email: [email protected] 7. Branch Of?ce and Place of Business in Hong Kong: 36/F, Bank of America Tower,

12 Harcourt Road, Central, Hong Kong 8. Newspapers selected by the Company for information disclosure: China Securities Journal, Shanghai Securities News and Securities Times Website for publishing the A Share interim report designated by China Securities Regulatory Commission (the CSRC ): www.sse.com.cn Website for publishing the H Share interim report designated by The Stock Exchange of Hong Kong Limited (the Hong Kong Stock Exchange ): www.hkexnews.hk Copies of this Interim Report are available at the Of?ce of the Board of Directors of the Company Interim Report