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s place of residence or regular employment within four (4) hours of the actual arrival time of the Common Carrier in which he/she has arranged to travel for the purpose of completing a Trip. COMPENSATION TABLE

1 Benefit Event Percentage of Sum Insured (%) 1. Death 100% 2. Permanent Total Disablement 100% 3. Loss of or the Permanent Loss of Use of one or more Limbs 100% 4. Permanent Loss of Sight of both eyes 100% 5. Permanent Loss of Sight of one eye 100% 6. Permanent Loss of Speech and Loss of Hearing 100% 7. Permanent and incurable insanity 100% 8. Permanent Loss of Hearing in: (a) both ears 75% (b) one ear 15% 9. Permanent Loss of Speech 50% 10. Permanent Loss of the lens of one eye 50% Right Hand Left Hand 11. LossoforthePermanentLossofUseoffourFingersandThumb 70% 50% 12. Loss of or the Permanent Loss of Use of four Fingers 40% 30% 13. Loss of or the Permanent Loss of Use of one Thumb (a) both joints 30% 20% (b) one joint 15% 10% 14. Loss of or the Permanent Loss of Use of Fingers (a) three joints 10% 7.5% (b) two joints 5% 5% (c) one joint 7.5% 2% 15. Loss of or the Permanent Loss of Use of Toes (a) all C one foot 15% (b) great toe - both joints 5% (c) great toe C one joint 3% 16. Fractured Leg or Patella with Established Non-Union 10% 17. Shortening of leg by at least

5 cm 7.5% 18. Permanent disablement not falling under Events

8 to

17 above, We shall in Our absolute discretion pay the Insured Person a benefit which shall be calculated by assessing the degree of disablement relative to the above Percentage of Sum Insured. PROVISIONS: (a) Benefits shall not be payable for more than one Event stated in compensation table

1 in respect of the same Accident. Should more than one Event occur from the same Accident, We shall only be liable for the Event with the greater Percentage of Sum Insured. (b) In the event the accumulation of total paid-up benefits in respect of one or more Events stated in compensation table

1 of the same Insured Person is below one hundred percent (100%) of the Sum Insured, We thereafter shall only be liable for the remaining balance payable up to one hundred percent (100%) of the Sum Insured. (c ) The Insured Person'

s coverage shall be terminated upon occurrence of a........