PDF《2018 年12 月》

2018 年12 月December

2018 ? 版权所有强制性公积金计划管理局2019 欢迎各界引用或复制本报告内容,惟须清楚注明资料来源,且不得作商业用途.

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2018 年12 月December

2018 目录CONTENTS 页数/Page I. 就业人口The Employed Population

1 II. 统计数焕辣Summary Statistics

2 III.

图表Charts and Tables 1. 强制性公积金(强积金)计划登记情况1. Enrolment in Mandatory Provident Fund (MPF) Schemes

3 2. 强积金计划的已收供款及已支付权益2. Contributions Received and Benefits Paid - MPF Schemes

4 3. 强积金中介人3. MPF Intermediaries

6 4. 强积金产品4. MPF Products

7 5. 强积金投资表现5. MPF Investment Performance

10 6. 预设投资策略(「预设投资」)6. Default Investment Strategy (DIS)

13 7. 职业退休计划7. Occupational Retirement Schemes (ORSO Schemes)

15 IV. 用词及定义Terms and Definitions

16 V. 强积金涵盖人口估计及资料来源Estimation of the MPF Universe and Sources of Data

17 2018 年12 月December

2018 -

1 - I. 就业人口The Employed Population 根愀厶乇鹦姓臣拼贾2018年第3季《 综合住户统计调查按季统计报告》,在 本港387万就业人口中,雇员及自雇人士1的数目分别占354万及33万,另外约有900

0 人为无酬家庭从业员.According to the Q3

2018 Report on General Household Survey published by the Census and Statistics Department, HKSAR, Hong Kong'

s employed population of 3.87 million was made up of 3.54 million employees and 0.33 million self-employed persons1 (SEPs). In addition, around

9 000 persons were unpaid family workers. 在就业人口中,有73%获强积金计划保障,11 % 受其他退休计划保障,如公务员退休金计划及获强积金豁免的职业退休计划等.13%就业人口并没有法律责任参加任何本地退休计划.他们大部分均为家务雇员及65岁以上或18岁以下的雇员.其余2%的就业人口为应参加强积金计划但尚未参加的人士.Among the employed population, 73% are covered under MPF schemes and 11% are covered under other retirement schemes, such as Civil Service Pension Scheme, and MPF exempted ORSO schemes, etc. Thirteen percent of the employed population, most of them domestic employees and employees who are aged above

65 or below 18, are not required to join any local retirement scheme according to law. The remaining 2% of the employed population are people who should have joined MPF schemes but have not done so. *

1 经四舍五入后,各项百分比的总和未必等同100%.Percentages may not sum up to 100% due to rounding. 强积金制度下的自雇人士,包括政府统计处《 综合住户统计调查按季统计报告》中界定的「自营作业者」及「雇主」.Self-employed persons under the MPF System include both self-employed persons and employers as defined in the Quarterly Report on General Household Survey, Census and Statistics Department. 图I. 按退休计划种类划分的就业人口*Chart I. Employed Population by Type of Retirement Schemes* 73% 11% 13% 2% 参加强积金计划 Joined MPF schemes 参加其他退休计划 Joined other retirement schemes 无须参加本地退休计划 Not required to join any local retirement schemes 应参加强积金计划但尚未参加 Should join but have not yet joined any MPF schemes