PDF《户外安心 户外运动保障计划一》

if the insured person apply for the multiple different plans,the policy of the highest amount of accident insurance effectively,the rest is considered invalid, premium will be refunded without interest. * 若被保险人在任意渠道投保由本公司承保的多份 意外身故、残疾保险 、 疾病身故 、 急性病身故 、 猝死 、 意外医疗费用 、 医疗费用(包含意外及突发急性病医疗费用) 、 意外每日住 院津贴 、 每日住院津贴 ,则本公司仅按其中保险金额最高者做出赔偿. If the applicant applies more than one Accident death &

disablement , Sickness Death , Acute disease death , Sudden death , Accident medical reimbursement , Medical reimbursement (including accident and acute disease) , Accident daily hospital income , Daily hospital income from Generali China Insurance CO.,LTD. The Company will indemnify the insured only one Benefit with the highest limit. * 本保险计划承保下列高风险运动项目:海拔6000米以下的休闲旅游、远足徒步、登山运动、山地穿越、露营、固定路线洞穴体验、野外生存、徒步穿越无人区(沙漠、戈壁等);

定向运动、拓展活动、场地趣味活 动;

自行车运动、山地自行车越野、场地/越野轮滑、自驾车旅行;

游泳、潜水(下潜深度不超过18米)、溯溪、划船、帆船、帆板、皮划艇、漂流;

人工/自然场地攀岩及下降、攀冰、滑雪运动(场地内);

丛林飞跃、 飞盘、溯溪、高海拔登山、海上摩托、速降、越野跑. This insurance covers sports category: below an altitude of 6,000 meters including tourism, hiking, mountaineering, hiking through mountain, camping, fixed routes caving, wildness survival, hiking through uninhabited region (desert and gobi, etc.);

Orienteering, outreach, site fun activity;

Biking, cross-country mountain biking, artificial site /cross-country mountain roller skating, self-driving tour;

Swimming, diving (descending to depths no more than

18 meters), river trekking, rowing, sailing, boardsailing, canoeing, rafting;

Rock climbing and declining in artificial/natural site, ice climbing, skiing(inside the site);

the jungle leap, frisbee, wading, high altitude mountaineering, Marine motor, downhill and cross-country race. * 本保险计划不承保下列高风险运动项目:海拔6000米以上的攀登、高山滑翔、极地探险,非固定路线洞穴探险、蹦极、自由式潜水(下潜深度超过18米,无水下呼吸设备)、赛车、跳伞、滑翔翼等高风险探险类活 动. Unless approved and underwritten by insurance company, following high risk sports are not covered: Over an altitude of 6,000 meters including mountaineering, alpine gliding, polar expedition, non-fixed routes caving, bungee jumping, free diving (descending to depths more than

18 meters without underwater breathing apparatus), car racing, parachuting, gliding etc. * 本保险计划扩展承保在本市发生的意外伤害事故. This insurance covers the accident which happened in the city. * 如保险期间为一年,每次承保最长期限为30天. The maximum length of each duration is

30 days if the insurance period is one year. * 被保险人故意做出的危险性行为而导致的意外伤害事故,保险公司不承担保险责任,危险性行为包括但不限于:不听从导游、领队、教练或现场安全人员的要求及劝阻;

违反景区或当地的警示/禁令标示;

违 规进入国家或当地政府明令禁止的线路或地区等. Accident caused the behavior risk insured deliberately make the insurance company does not assume insurance responsibility, risk behavior including but not limited to: listen to the tour guide and the coach, or on-site security personnel r........