PDF《Business accounts》

Business accounts and services Standard fees and charges Contents Solutions tailored to your business needs

2 Documents you'

ll need with you to open a business deposit account

2 Standard fees and charges

4 Business bank accounts

11 RBC Business Essentials $6 Small Business Account

11 RBC Small Business eAccount

12 RBC Business Essentials Fixed Fee Plans

13 RBC Business Essentials Savings Account

14 RBC High Interest Notice Account

15 Royal Business Premium Investment Account

16 U.

S. Business Current Account

17 Online Foreign Currency Account

17 Royal Business Community Account

18 RBC AgriInvest Account

19 Discontinued accounts

20 Bank when and how you want

22 RBC Mobile Cheque Deposit

26 Cheque-Pro C Electronic cheque depositing solution

26 Investments for your business

26 Foreign exchange services

26 Moneris payment processing

27 Credit options to manage your business

27 Business insurance C Protecting your investment

29 Travel insurance C Protection while you travel

29 Cash management services

29 Important information

30 Solutions tailored to your business needs Whether you'

re just starting out or already running a successful business, having the right business banking solution can make all the difference. This brochure provides all the information you need to open an account, plus it outlines the standard fees and charges that apply to business deposit accounts. Information about additional products and services is available at any RBC Royal Bank? branch or by visiting rbc.com. After reviewing this brochure, if you have any further questions, please speak to your RBC? account manager or call one of our business advisors at 1-800-769-2520 to discuss your options. Documents you'

ll need with you to open a business deposit account Please ensure that all individuals who are owners or signing officers attend and bring: n Documents that provide their full legal name, date of birth and residence address n One piece of unexpired, original government- issued photo identification for each owner/ signing officer Examples of acceptable identification are: C Canadian or U.S. driver'

s licence C Canadian or foreign passport C Canadian Citizenship Certificate C Canadian Permanent Resident Card C Certificate of Indian Status card In Canada, you must also provide a few additional key documents. The table on the next page provides examples of the documents that may be required.

2 RBC Royal Bank Business accounts and services

3 Documents required based on business structure Sole proprietorships or partnerships n Trade name registration or master business licence, if applicable n Registered declaration of partnership or a copy of your partnership agreement (where provincial law does not require registration) Corporations or incorporated not-for-profit organizations n Articles of Incorporation n If you are incorporated for more than

12 months, one of the following government-issued documents: C Certificate of Status (also referred to as a Certificate of Good Standing or Certificate of Compliance) C Annual government filing (where corporation has been in existence for more than a year) C Business licence or vendor permits C Company'

s most recent Notice of Assessment (income tax assessment) C Business number n Trade name registration or master business licence, if applicable n Charitable registration number if registered as not-for-profit n For federal not-for-profit corporations, confirmation that the corporation is governed by the new Canada Not-for-profit Corporations Act C e.g., Certificate of Continuance attaching Articles of Continuance under the Act Unincorporated associations/community groups/ not-for-profit organizations n Trade name registration or master business licence, if applicable n Articles of Association or the association'