PDF《CITY UNIVERSITY OF HONG KONG》

or purchase of drugs which are not prescribed by a Registered Medical Practitioner. 进行的治疗或测试并非属医疗必需,或并非经注册医生处方购买的药物. 3. Confinement solely for the purpose of general checkup. 纯粹因接受一般身体检查而住院. 4. Treatment related to Congenital Conditions (except Hernias, Strabismus and Phimosis) or Developmental Conditions or disease of similar kind. 任何先天性疾患(疝气、斜视及包茎除外) 或成长障碍状况或类近疾病的治疗. 5. Expenses directly or indirectly arising from Human Immunodeficiency Virus (HIV) and its related Disability, including Acquired Immunization Deficiency Syndrome (AIDS) and/or any mutations, derivation or variations thereof, consequential upon an HIV infection occurring before the effective date of coverage applicable to such Insured. For the purposes of this exclusion, an HIV related disability emerging within

5 years after the Policy Effective Date will be conclusively presumed to proceed from an HIV infection occurring prior to the effective date of coverage of the Insured. 直接或间接因后天免疫力缺乏症病毒及其有关的伤病而引致的费用, 包括爱滋病及/或因爱滋病而引发的任何突变、衍生或变异,并因适用於受保人的 保障生效日期前感染后天免疫力缺乏症病毒而病发.就本不保事项而言,於保单生 效日期后五年内出现与后天免疫力缺乏症病毒有关的伤病 , 将推定为受保人於保障 生效日期前已因受后天免 疫力缺乏症病毒感染而病发. 6. Treatment or disability directly or indirectly arising from or consequent upon: the abuse of drugs or alcohol, self-inflicted injuries or attempted suicide, illegal activity, or driving whilst exceeding the prescribed alcohol limit, or venereal and sexually transmitted disease or its sequelae. 直接或间接由於或因为以下事项所引致的治疗或伤病:滥用药物或酒精、自我毁伤 或企图自杀、不法活动、饮用超过规定水平的酒精后驾驶,或经由性接触传染的疾 病或其后遗症. 7. Any charges in respect of services for beautification purposes;

cosmetic surgery;

including related and associated medical conditions arising therefrom, hearing tests, routine blood tests, general check-ups, vaccinations or inoculations, Hair Mineral Analysis (HMA), bird'

s nest, lingzhi, ginseng and other specialised Chinese tonic medicine, health supplements (unless approved by the Company), eye refraction including routine eye tests, fitting of spectacles or lens and any operational procedures and related services for the purpose of correcting visual acuity or refractive errors. 以美容为目的的任何服务费用;

整形外科 C 包括因此而引致的有关及相关医疗状 况;

力测试;

例行血液测试;

一般身体检查;

接种疫苗或防疫注射;

头发重金属 元素分析;

服食燕窝、灵芝、人Q及其他中医专用补药;

健康补充品(除非获本公 司批准) ;

眼折射测试包括例行视力测试、验配眼镜或镜片,以及任何为矫正视力 准确度或折射不正而进行的任何手术程序及相关服务. 8. Dental treatment and oral surgery except for eme........